Tips for Claiming the IRS Saver's Credit
Learn more about the Saver's Credit, an IRS tax credit for eligible taxpayers who save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA. Unfortunately, 62 percent of workers are unaware of the credit, according to the 19th Annual Transamerica Retirement Survey of workers.
A Compendium of Findings About U.S. Workers
The Compendium provides in-depth perspectives on retirement. This extensive report offers 30+ key indicators of retirement readiness, preparations and attitudes among workers by employment status (full-time, part-time), generation, gender, household income, level of education, and race/ethnicity.
Nineteen Facts About Women and Retirement
As part of its 19th Annual Transamerica Retirement Survey of Workers, TCRS examines women’s retirement preparedness. This is the 14th year that TCRS has published research showing that women are at a greater risk of not achieving a financially secure retirement compared to men. This study covers research of more than 3,000 women workers in the U.S. and provides insights to their retirement outlook. With this study, TCRS aims to raise awareness of the retirement risks that women face and highlight opportunities where women can take greater control of their long-term financial security.
Employers: The Retirement Security Challenge
As part of its 19th Annual Retirement Survey, TCRS surveyed more than 1,800 employers of for-profit companies with five or more employees to examine their business practices and benefit offerings that enable people to work, save, and transition into retirement.
The Self-Employed: Defying and Redefining Retirement
New TCRS research explores the unique opportunities and challenges for saving, planning, and preparing for retirement that self-employed workers face. This report offers valuable insights to assist the retirement process for self-employed workers.
What Is "Retirement"? Three Generations Prepare for Older Age
Retirement means "freedom" – a common thread weaving together Baby Boomers, Generation X, and Millennials in the workforce – yet simultaneously, people are grappling with how they will achieve financial success in older age. In an era in which people have the potential to live longer than any other time in history, how can we as a society fundamentally redefine retirement and our life journeys leading up to it?
Savers Credit
Learn more about the Saver's Credit, an IRS tax credit for eligible taxpayers who save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA. TCRS research finds that only one in three workers are aware of the credit.