TCRS Annual Retirement Survey

The Transamerica Annual Retirement Survey is now in its 22nd year. The survey comprises research among nationally representative samples of Americans and U.S. employers. It is one of the largest and longest-running of its kind exploring attitudes and behaviors about retirement security and the intersections of health and financial well-being across diverse groups of people in all walks of life -- workers, employers, retirees, family caregivers, and the general population in the U.S.


24th Annual Transamerica Retirement Survey (2023)

How to Claim the Saver's Credit

Only 47 percent of workers are aware of the IRS Saver's Credit, according to the 24th Annual Transamerica Survey. This little little-known tax credit makes it more affordable for eligible taxpayers to save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA, or an ABLE account. 

23rd Annual Transamerica Retirement Survey (2022)

How to Claim the Saver's Credit

Only 49 percent of workers are aware of the IRS Saver's Credit, according to the 23rd Annual Transamerica Survey. This little little-known tax credit makes it more affordable for eligible taxpayers to save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA, or an ABLE account. 

22nd Annual Transamerica Retirement Survey (2021)

8 Ways the SECURE 2.0 Act of 2022 Enhances Retirement Security

The SECURE 2.0 Act of 2022, a result of extensive bipartisan collaboration, represents a major milestone in enhancing retirement security. Based on the 22nd Annual Retirement Survey, Transamerica Institute and TCRS spotlight eight meaningful ways the new legislation enhances retirement security. 

The Saver’s Credit: A Tax Credit That Pays to Save for Retirement

This report provides an overview of the Saver’s Credit, a historical trend analysis, research findings from TCRS' 22nd Annual Retirement Survey, and recommendations for public policy.

How to Claim the Saver's Credit

Fewer than half (48 percent) of U.S. workers are aware of a tax credit that may help them save for retirement, according to the 22nd Annual Transamerica Retirement Survey. Also referred to as the Retirement Savings Contributions Credit by the Internal Revenue Service (IRS), the Saver’s Credit is available to millions of eligible taxpayers who are saving for retirement. 

21st Annual Retirement Survey (2020)


20th Annual Retirement Survey (2019-2020)

How to Claim the Saver's Credit

Only 43 percent of workers are aware of the IRS Saver's Credit, according to the 20th Annual Transamerica Survey. This little little-known tax credit makes it more affordable for eligible taxpayers to save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA, or an ABLE account. 

19th Annual Retirement Survey (2018)

Tips for Claiming the IRS Saver's Credit

Learn more about the Saver's Credit, an IRS tax credit for eligible taxpayers who save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA. Unfortunately, 62 percent of workers are unaware of the credit, according to the 19th Annual Transamerica Retirement Survey of workers. 

Savers Credit

Learn more about the Saver's Credit, an IRS tax credit for eligible taxpayers who save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA. TCRS research finds that only one in three workers are aware of the credit.

Retirees Survey (2018)


18th Annual Retirement Survey (2017)

Savers Credit

Almost two in three American workers are unaware of the Saver's Credit, according to the 18th Annual Transamerica Retirement Survey. Learn more about this tax credit for eligible taxpayers who save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; or a traditional or Roth IRA.

17th Annual Retirement Survey (2016)

Seventeen Facts About Women's Retirement Outlook

In conjunction with National Women’s History Month which corresponds with International Women’s Day on, March 8, TCRS highlights findings from its 17th Transamerica Retirement Survey of Workers. TCRS research finds that women have unique challenges - and opportunities - in preparing for retirement.


Savers Credit

Learn more about the Saver's Credit, an IRS tax credit for eligible taxpayers who save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA; or a new myRA. TCRS research finds that only one in three workers are aware of the credit.

16th Annual Retirement Survey (2015)

Savers Credit

Learn more about the Saver's Credit, an IRS tax credit for low- to moderate-income workers who save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA; or a new myRA. TCRS research finds that only one in four who are potentially eligible are aware of the credit. 
 


Retirees Survey (2015)


15th Annual Retirement Survey (2014)


14th Annual Retirement Survey (2013)

Spotlight on Saver's Credit

TCRS released survey results to help increase public awareness of the Saver's Credit, an important tax credit for low- to middle-income workers who save through a qualified retirement plan such as a 401(k), 403(b), or IRA.


13th Annual Retirement Survey (2012)

Spotlight on the Saver's Credit

TCRS released survey results to help increase public awareness of the Saver's Credit, an important tax credit for low- to middle-income workers who save through a qualified retirement plan such as a 401(k), 403(b), or IRA.


12th Annual Retirement Survey (2011)


11th Annual Retirement Survey (2009-2010)


10th Annual Retirement Survey (2008-2009)


9th Annual Retirement Survey (2007)

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