December 28, 2022

The SECURE 2.0 Act of 2022, a result of extensive bipartisan collaboration, represents a major milestone in enhancing retirement security. Based on the 22nd Annual Retirement Survey, Transamerica Institute and TCRS spotlight eight meaningful ways the new legislation enhances retirement security though government matching contributions, expansion of workplace retirement plan coverage, retirement plan eligibility for part-time employees, automatic enrollment and automatic escalation, emergency savings accounts, matching contributions for student loan repayments, expansion of catch-up contributions, and changes to required minimum distributions (RMDs). 

December 16, 2022

The Compendium offers demographic analyses and insights about workers by employment status (full-time vs. part-time), household income, educational attainment, urbanicity, caregiver status, LGBTQ+ status, and race/ethnicity by White, Black/African American, Hispanic, and Asian/Pacific Islander (AAPI). It offers more than 35 key indicators of retirement readiness such as access to retirement plans, emergency savings, health care savings, household retirement savings, and employment impacts from the pandemic.

Every election cycle, the Compendium also features American's perspectives on retirement security priorities for the President and Congress ranging from addressing Social Security and Medicare's funding shortfalls, expanding the Saver's Credit, supporting family caregivers, to implementing financial literacy curriculums in schools, and more.

Chapters - Influences of Demographics on Retirement Readiness 

1. U.S. Workers and Employment Status
2. Household Income
3. Educational Attainment
4. Urbanicity 
5. Caregiver Status
6. LGBTQ+ Status 
7. Race/Ethnicity 

November 17, 2022

Women face a risky retirement outlook due to societal headwinds such as the gender pay gap and time out of the workforce for parenting and caregiving. The pandemic has intensified this tenuous situation. 2022 represents the 17th consecutive year that TCRS has published research on women and retirement. Based on the 22nd Annual Retirement Survey, this report examines the experiences of women employed by for-profit companies, and the impacts of the pandemic on their health, employment, financial well-being, and retirement preparedness. It also provides actionable recommendations for women, employers, and policymakers so that current and future generations of women can achieve retirement security.

October 12, 2022

August 16, 2022